About the Card
The Delta SkyMiles® Gold American Express Card is a co-branded travel credit card that offers a variety of benefits for those who frequently fly with Delta Airlines.
With this card, cardholders can earn miles on purchases, gain access to exclusive travel perks, and enjoy numerous rewards tailored for frequent travelers.
It’s an excellent option for those who want to maximize their spending on flights, in-flight purchases, and more, all while enjoying a premium travel experience.
Who Should Consider This Card?
The Delta SkyMiles® Gold American Express Card is perfect for frequent Delta Airlines passengers who want to earn valuable SkyMiles and take advantage of various travel-related perks.
If you regularly fly with Delta and its partner airlines or enjoy traveling frequently, this card offers substantial rewards.
It’s also a good choice for those who prefer a credit card with no annual fee in the first year and want benefits like priority boarding and the ability to earn miles on everyday purchases.
Key Benefits of the Card
- Earn Miles on Every Purchase: Cardholders earn 2 miles per dollar spent on Delta purchases and 1 mile per dollar on other purchases, making it easy to accumulate miles quickly.
- Annual Companion Certificate: Enjoy a companion certificate after spending a specified amount each year, allowing a friend or family member to fly with you on the same itinerary.
- First Checked Bag Free: Get the first checked bag free on Delta flights for yourself and up to 8 travel companions on the same reservation.
- Priority Boarding: Take advantage of priority boarding for quicker and easier access to your flight.
- Introductory Offer: New cardholders can earn a generous bonus miles offer after spending a specific amount in the first three months of account opening.
Additional Features and Protections
- Travel Protections: The card provides trip delay insurance, car rental loss and damage insurance, and baggage insurance, helping protect your travel plans.
- No Foreign Transaction Fees: Ideal for international travelers, the card doesn’t charge foreign transaction fees on purchases made abroad.
- AmEx Offers: Access exclusive AmEx Offers for additional cashback or discounts at select merchants.
Rates and Fees
- Annual Fee: $99 (waived for the first year).
- APR: The standard APR is 15.24% to 24.24% variable, depending on creditworthiness. High APRs may apply if you carry a balance.
- Foreign Transaction Fee: There is no foreign transaction fee, making this card an excellent choice for international travel.
Is the Credit Card Worth It?
Overall, the Delta SkyMiles® Gold American Express Card is a great option for frequent Delta flyers who want to earn miles, enjoy exclusive travel perks, and avoid high fees.
The introductory bonus, annual companion certificate, and free checked bag make it an attractive choice for those who travel often with Delta.
However, if you rarely fly Delta or don’t plan to use the travel benefits regularly, you might want to consider other travel cards with broader rewards options.
For frequent Delta passengers, this card offers significant value, making it a worthwhile investment.
Fees and charges
Late Payment: Up to $40;
Returned payment: Up to $40;
Annual Fee: $0 introductory annual fee for the first year, then $150.
APR: 19.99% to 28.99% variable APR on purchases.
Cash Advance: Either $10 or 5% of the amount of each cash advance.
Expert review
The Delta SkyMiles® Gold American Express Card is an excellent choice for frequent Delta Airlines travelers.
With 2 miles per dollar spent on Delta purchases, a companion certificate, and benefits like free checked bags and priority boarding, this card enhances your travel experience.
While it offers a solid reward structure, it's most beneficial for those who fly often with Delta.
The card’s no foreign transaction fees and travel protections make it a strong contender for regular flyers.
You will remain on this site
+Pros
- Earn SkyMiles Fast: Earn 2 miles per dollar on Delta purchases, ideal for frequent flyers.
- Companion Certificate: Receive a valuable companion certificate for domestic travel each year upon renewal.
- Free Checked Bag: Enjoy a free checked bag for yourself and up to 8 travel companions on the same reservation.
- Priority Boarding: Access to early boarding for a more comfortable travel experience.
- No Foreign Transaction Fees: Avoid additional charges on purchases made outside the U.S.
- Cons
- Annual Fee: The card carries an annual fee, which could be a downside for occasional travelers.
- Limited Rewards on Non-Delta Purchases: While the rewards on Delta purchases are generous, you only earn 1 mile per dollar on other purchases.
- Higher APR: The APR on purchases and cash advances can be relatively high, making carrying a balance expensive.
